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Pag-ibig Housing Loan

If you’ve made that big decision to buy a house, chances are you’re also already choosing from the many possible financing options available to you because, let’s face it, only a few people can afford to pay cash for big purchases like property acquisitions.

One alternative that private sector employees should consider when acquiring a house and lot is to take out a housing loan from the Home Development Mutual Fund (HDMF), more popularly known as Pag-ibig Fund.

Republic Act 7742 has made membership in the fund mandatory for private sector employees earning 4,000 pesos and above. If you’ve been contributing religiously to the fund for at least two years, you probably quality for that loan.

Pag-ibig Fund allows borrowing of up to 2 million pesos to fund any of the following:

  •  purchase of a fully developed lot in a residential area

  •  purchase of a lot and construction of a house on it

  •  purchase of a house and lot, townhouse, or condo unit

  •  construction of a house on a lot owned by the member

For more details, visit Pag-ibig Overseas Program at the Pag-ibig Fund website.

Housing Loan

Phildomus units at Pila Townhomes may be purchased on housing loans that extend easy terms of payment.

•   Social Security System

•   Pag-ibig

•   Philippine National Bank

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